Thanks to OKTO, now, there is a single orchestrated pay-in and payout platform that delivers measurable gains, from lower cost-to-serve to faster reconciliation, without adding complexity for product or finance teams.
In line with its strategy to help merchants convert more customers, lower costs, and reduce risk, next-gen payment service provider OKTO has launched real-time Account-to-Account (A2A) deposits and withdrawals in Peru as part of its Orchestrated Pay-ins & Payouts offering.
The solution enables fast, familiar, and secure payments that users can instantly fund accounts by scanning an interoperable QR code with their preferred local wallet, including Peru’s leading wallets Yape, Plin, and Bim and withdraw funds in real time. This gives merchants immediate access to a large, highly engaged user base while expanding addressable demand from day one.
With QR wallets already embraced by millions across Peru and now interoperable across financial institutions, merchants can meet customers directly at checkout and deposit page on mobile, in-app, or online, boosting conversion rates and delivering a seamless payment experience.
The result is higher checkout completion and broader reach, with real-time payment confirmation that minimizes chargeback exposure and streamlines operations.
Thomas Georgopoulos, Group COO at OKTO, expressed: “By enabling real-time A2A deposits and withdrawals in Peru, we’re helping our merchant partners increase checkout completion, retain loyal customers, and convert more first-time users. This isn’t just another box to tick; it’s a practical way to win more revenue every day. Real-time A2A and QR payments are already the journeys Peruvians know and trust. With OKTO, they’re packaged into a single orchestrated pay-in and payout platform for LatAm that delivers measurable gains, from lower cost-to-serve to faster reconciliation, without adding complexity for product or finance teams.”
At checkout, users enjoy a smooth, uninterrupted payment flow. Push-payment dynamics with real-time authorization minimize chargeback risk while improving funds-flow predictability for finance teams.
Real-time A2A pay-ins and payouts via interoperable QR are now live in Peru and available to merchants through the OKTO Payment Platform. To learn more or request a live demo, contact your OKTO representative or email info@oktopayments.com.